The core data of this article: the issuance scale of the New Third Board; The scale of private debt banks; Loan balance of small and micro enterprises
Financing demand of small and medium-sized enterprises decreased under normal epidemic situation.
Since the outbreak of COVID-19 epidemic, the living environment of small and medium-sized enterprises in China has deteriorated sharply. According to the data of the Banker's Questionnaire Report, the loan demand index of SMEs in China has fluctuated and declined since 2020 1 quarter, and by the end of 20265438 1 quarter, the loan demand index of SMEs had dropped to 62.3% and 72.3% respectively.
Judging from the financing channels of several domestic small and medium-sized enterprises,
-The financing scale of the New Third Board declined.
Since 20 15, the number of small and medium-sized board listings in China's new third board market has fluctuated as a whole. In 2020, there are 8 187 listed companies in the national share transfer system for small and medium-sized enterprises, and the total stock financing of listed companies in the whole year is 33.9 billion yuan. By the end of 2020, the turnover of the New Third Board was129.46 billion yuan, and the issuance amount was 33.76 billion yuan. The overall transaction amount and issuance amount have increased significantly compared with the previous year, and the financing function of the New Third Board of SMEs has improved.
202 1 As of August, the issuance amount of the New Third Board was 144.5 trillion yuan, down by 33.05% over the previous year, and the number of listed companies was 7,369, down by 12.8% over the previous year.
Note: The issuance amount of 202 1 New Third Board is the data as of August 6th this year, and the rest is the data of August13rd.
-The financing scale of Shanghai and Shenzhen stock markets is mixed.
According to the latest data released by the China Banking Regulatory Commission, by the end of 65,438+February in 2020, the loan balance of inclusive small and micro enterprises in China exceeded/kloc-0.5 trillion yuan, with a year-on-year growth rate of over 30%. Among them, the balance of small and micro enterprise credit loans and renewed loans increased by 365,438+0.34% and 50.33% respectively compared with the beginning of 2020, and the balance of medium and long-term loans increased by 65,438+0.79% compared with the end of June 2020.
In addition, the data also shows that from June 1 to June 1 1 in 2020, the interest rate of new loans for inclusive small and micro enterprises in the banking industry was 5.88%, which was 0.82 percentage points lower than that in 20 19. With the rapid growth of loans, interest rates have dropped sharply, which shows that the ability to serve small and micro enterprises has been significantly improved under the guidance of regulatory policies and the efforts of banking institutions.
Judging from the total market value of listed SMEs' private debt, from 20 12 to 2020, it experienced a process of rapid rise first and then decline. 2011848.78 billion yuan, the market value of private debt deposited by small and medium-sized enterprises reached its peak, and then decreased year by year until the end of 202 1.
-Small and medium-sized banks continue to provide support.
Different from the performance of the equity market, China's small and medium-sized banks have become the most important financing channel for small and micro enterprises, and the support for small and medium-sized enterprises has increased year by year. Since 20 19, No.4 Middle School has maintained a positive growth. In the quarter of 2002 1,1,the balance of inclusive loans for small and medium-sized banks in China was 10.9 trillion yuan, up by 7.2% from the previous month. Compared with the above financing channels, the financing support of small and medium-sized banks for inclusive small and micro enterprises is more sustainable.
—— The above data refer to the Analysis Report on Market Foresight and Investment Planning of Small and Medium-sized Banks in China by Forward-looking Industry Research Institute.