In a word, you contribute to his loan, and I guarantee it.
The details are as follows: Zhang San borrows money, Li Si contributes, and the guarantee company guarantees it. If Zhang San doesn't pay back the money, the guarantee company will return the money to Li Si.
More specifically, Zhang San wants to borrow 654.38+10,000 yuan for a period of one year, with a property worth 200,000 yuan as collateral. Li Si is 65,438+10,000 yuan, and the two sides don't know each other and trust each other. At this time, we need a powerful person to stand up and be the guarantor in the middle. This person is the guarantee company.
During the period, the role of the guarantee company is that the three parties sign a loan contract, which is notarized by the notary office. Then he helped to mortgage the property to Li Si, who lent Zhang San 6,543,800 yuan, and Zhang San needed to pay a guarantee fee of 5,000 yuan (the charging standard of Zhu Ye Investment Guarantee Co., Ltd.) to the guarantee company. In the meantime, the guarantee company urges Zhang San to pay the interest of Li Si 1 150 yuan every month, and will call Li Si to inquire about the interest on time. After the loan expires, Zhang Sanruo
For investor Li Si, interest is collected on time and the principal is zero risk.
For Zhang San, he can raise funds quickly and realize business turnover.
For guarantee companies, controlling risks can achieve profitability.
Win-win for all three parties.
During this period, the auxiliary guarantee company only charges the lender's guarantee fee, and the investor does not have to bear any fees.
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