Renren loan platform is reliable. Renren Credit is a subsidiary and independent brand of Renren Group, with a large scale. In other words, the platform of everyone's loan is still relatively large, which is much more reliable than the newly established big loan platform. In the process of applying for a loan, everyone will not charge any borrowing fees, which is more formal. In terms of loan interest, the minimum comprehensive annualized interest rate of everyone's loan is 9.36%, which will not exceed the red line of 36%. From this perspective, everyone's loan is also more reliable. According to official data, the annual interest rate ranges from 10% to 24%. Within the scope of the law. As for whether the interest is high or not, it depends on personal qualifications; I have engaged in bank credit for many years. If I want to apply for 1-20W myself, which online platforms are more formal and easier to apply for? On the whole, Baidu (Xiaoman) is a platform with high pass rate. The credit line is the highest and the interest is low. I have a car loan and gave me a credit line of 9.5W, which I recommend to my colleagues as a direct credit line 18W. If there is demand, the degree is small and complete-there is money to spend, big brands are reliable, interest rates are low and trustworthy. If you have money to spend, you can borrow money easily. The maximum loan amount is 200,000 yuan, and the daily interest rate is as low as 0.02%. Lending in 3 minutes at the earliest. The specific amount depends on personal assessment! Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment. Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies. 360 IOUs, with a maximum loan of 200,000! Click online measurement
Staging music can be borrowed up to 50 thousand! Click online measurement
Second, P2P online loan interest is so high, how can anyone borrow money?
It is recommended to apply for loans through bank channels. If you have a savings card of China Merchants Bank, you can log in to China Merchants Bank Mobile Banking and click Home → All → Loan → I want to borrow money → Try to apply for a good term loan.
Loan amount: the minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved;
Repayment method: equal repayment of principal and interest;
Loan term: March, June, 12, 18 and 24 months are supported;
Borrowing cost: the daily interest rate is 0.045%, please refer to the actual display in the interface; There is no platform service fee.
I borrowed 50,000 yuan from everyone, and the interest rate was too high. Can I just pay the principal and not the interest now?
Even if everyone takes this big platform, they have already fallen into crisis and closed down. Lender's principal has been converted at a discount of 65%. Interest is gone. What should you do in this situation? You'd better contact the customer service staff.
Fourth, everyone's loan interest is so high, how can anyone go to the loan?
Such a high interest rate is normal and still within the scope of legal protection. If you can borrow money, try not to borrow at such a high interest rate and try to borrow at a low interest rate.