Used cars can be paid in installments.
It's quick to buy a used car on a reconnaissance car.
If you want to buy a used car, I suggest you take time to visit the local used car market. The large-scale second-hand car trading market is generally supervised and managed by local governments, so cheating is rare.
Moreover, there are all kinds of used car business agents in these trading markets, so it is convenient to complete all relevant procedures in the market.
What are the second-hand car loan platforms?
Nowadays, various used car trading platforms are developing very rapidly. Many second-hand dealers said that more than 40% of buyers may need loans, and the proportion of loans to buy second-hand luxury cars is much higher than that of ordinary brands. Buying a used car with a loan is really a good way to buy a car, especially for young people. Loan consumption has become the mainstream way to buy a car, which is beneficial to the long-term planning of funds while alleviating short-term pressure. So what are the used car loan platforms?
1. Renren car: As a C2C platform, the minimum down payment for Renren car is 30% (the interest is about 5%-6%), and social security needs to be paid in a company for more than half a year. The minimum loan amount is 20,000, with no upper limit. Moreover, personal income within half a year and personal credit records within one year should be checked. If there are two bad credit records within one year, loans and loans will not be approved.
2. Used car of melon seeds: The down payment ratio of used car loan of melon seeds, which is also a C2C platform, is also 30%, and the loan amount ranges from 1 10,000 to 500,000. Generally, you can get the loan in 3 to 5 working days. The most distinctive point is that melon seeds used cars have launched a 20% down payment business. However, the requirements for this 20% down payment review are relatively strict, requiring civil servants or employees of Fortune 500 companies to apply.
3. Have a second-hand car: Different from everyone's car, the down payment ratio of a second-hand car is 50%, and the repayment methods are "monthly payment" and "no monthly payment". The annual interest rate of monthly payment is about 6.6%. If you don't choose monthly payment, you must pay off the principal and interest when the contract expires. If repayment is made in advance, a penalty of 3% will be required.
Which companies in Xinyang can handle the staging of used cars?
Xinyang yazheng auto loan company
(China) Xinyang Vehicles Mortgage Loan Company
1, Xinyang automobile mortgage, automobile mortgage Company of Ping An Bank, obtained a loan from a financial institution or an automobile consumption loan company with the borrower's or a third party's car or self-purchased car as collateral. A loan secured by a borrower's or a third party's car is mainly for car consumption.
2. Yixin Huiche Company's Yixin Huiche loan product has a maximum loan amount of 500,000 yuan and a loan period of 3 years, but the interest rate is high, and the monthly interest rate of vehicle mortgage loan can be as low as 0. Working expenses.
1, Product Introduction of CreditEase Auto Loan CreditEase Easy Loan provides users with personal auto mortgage service. You just need to have a stable job, a stable income, and higher requirements for your car, with a maximum loan of 200,000. 2. Pat Loan Products Introduce the unsecured credit loan products provided by Pleasant Loan for personal consumption.
Should a loan company give itself a contract to buy a used car loan?
After buying a second-hand car loan, the loan company has to give itself a contract.
Second-hand car loan, that is, second-hand car mortgage loan, refers to the loan issued by commercial banks to individual borrowers to buy second-hand cars for consumption and mortgage the purchased cars as loan collateral. Second-hand cars have great development potential in China, and many people have great demand for second-hand cars because of their limited economic ability or just for driving training or transitional use.
brief introduction
Since 2008, China automobile market has entered the fast lane of development. In just five years, China automobile market has changed from a big automobile consumption country to the largest automobile production and sales country in the world. According to the time when cars will be changed after five years' use, in the next few years, China's automobile market will gradually enter the tide of changing cars, and the used car market will also change from building consumer confidence to serving consumers.
A second-hand car trading market in Zhongshan, together with six banks, officially launched the installment payment business for second-hand car consumption to the public, which means that citizens can buy second-hand cars through car loans, and the second-hand car loan business has finally broken the ice.
The most common method is to apply for a loan from a bank. However, banks have requirements for the price and age of used cars, and the procedures are complicated. Applying for a loan from a bank also has its advantages. The biggest advantage is that the interest on bank loans is lower than that of general financial institutions.
The introduction of second-hand car installment loan company and second-hand car installment loan company ends here. I wonder if you have found the information you need?