Shandong Zhangdian Rural Commercial Bank is located in Zhangdian District, Zibo. Its predecessor was Zhangdian District Rural Credit Cooperative Association, which was born in the early 1950s. Over the past 60 years, through the unremitting efforts of several generations, the strength of the enterprise has been growing. By the end of 20 1 1, there were 67 business outlets with 670 employees, and the balance of various deposits was104.27 million yuan, and the balance of various loans was 7.595 billion yuan. The proportion of non-performing loans decreased to 1.7%, and the operating profit was 3 1. It was rated as a "provincial civilized unit", and eight sub-branches within its jurisdiction were rated as "Youth Civilization" at the provincial and municipal levels. It was awarded the title of "Good Bank" by Shandong Banking Regulatory Bureau for three consecutive years. The business department was awarded the honorary title of "China Banking Civilization Demonstration Unit" by China Banking Association. It was awarded the honorary title of "the happiest enterprise in Shandong Province" by Shandong Federation of Trade Unions.
Shaping the image of modern banks.
Vigorously improve the level of scientific and technological services, the "new generation" bank information system has been successfully launched, and the "rural credit bank" has covered every outlet. Large and small payment systems, rural credit bank remittance system and inter-bank remittance system have realized the smooth flow of electronic remittance channels throughout the country. Open ICT card business, open online banking, mobile banking, telephone POS, "wealth in hand card" and other businesses. Join the interbank lending market and become an excellent trading member in China. The deposit sorting system is developed, and the dynamic query of business data is realized.
Provide all-round financial services.
Shandong Zhangdian Rural Commercial Bank can now provide many financial services such as deposit (universal deposit and withdrawal), settlement, remittance, bank acceptance, loan, discount and agency issuance, payment, underwriting national debt, insurance agency, newspaper subscription, telephone charge collection, international business and so on.
It has a broader development prospect.
After the establishment of Shandong Zhangdian Rural Commercial Bank, the property right relationship is clearer, the corporate governance structure is more perfect, the operating mechanism is more flexible, and the internal control management is more rigorous. We will continue to adhere to the business philosophy of "steady operation and steady development", carry forward the enterprise spirit of "pursuing Excellence and creating first-class", strive to build a modern financial enterprise, provide strong financial support for local economic development, and repay all sectors of society and shareholders with excellent performance.