What responsibility does the insurance guarantor need to bear?

Legal analysis: the guarantor is the guarantor. Its responsibility is that when the debtor can't pay off the due debt, the guarantor should bear the responsibility, that is, pay off the due debt.

Legal basis: Civil Code of People's Republic of China (PRC).

The forms of suretyship include general suretyship and joint liability suretyship.

If the parties have not agreed on the way of guarantee or the agreement is unclear in the guarantee contract, they shall bear the guarantee liability according to the general guarantee.

Article 687 General Guarantee refers to the guarantee that the guarantor shall bear the guarantee liability when the debtor fails to perform the debt, as stipulated by the parties in the guarantee contract.