If the legal heir wants to continue to invest and hold the original fund, he will handle the "non-transaction transfer" through the fund company without compulsory redemption. Since the clients' fund shares are registered in the fund management company and managed by the fund company, Everbright Bank is only a consignment channel. Therefore, in practice, the relatives of the deceased customer apply to the relevant fund company holding the share and submit relevant supporting materials, and the fund company will transfer the share to the designated legal heir through "non-transaction transfer". The above procedures are generally handled by the legal heir himself or by the branch where the customer is located.