Why buy insurance?
Whenever an insurance salesman sells insurance to others, the most common sentence is why do I buy insurance? There are many people who think that they are in good health now and there is no need to buy insurance at all. Moreover, China's medical insurance system is extremely perfect, and almost everyone has their own medical insurance. So many people think that buying insurance means paying IQ tax. In fact, insurance plays a very important role. Buying insurance when the economy permits can make your future life more secure. There is a saying that buying insurance will not make your life better, but it will keep your life the same. Buy insurance to protect your life in the event of illness or various accidents in the future. And with the reimbursement of the insurance company, the family will not bear the debt. Moreover, under the protection of medical insurance and commercial insurance, any disease can stand up and go to the hospital for treatment, without missing the best treatment time because of medical expenses.
Is Huaxia Fulinmen Annuity Shi Sheng Edition A Worth Buying?
First of all, this is a product that combines main insurance with universal account. It can be said that the premiums paid abroad, except for the scope of insurance coverage, are kept in their own universal accounts, and the money can be taken out in case of emergency. It can be said that this insurance is not only a life insurance, but also a financial insurance. After a little chat, I will talk about my shortcomings. Although this insurance comes with life insurance, it may take a long time to get it back. Therefore, as a wealth management product, it is still worth buying. I don't recommend buying this product if I just want to buy life insurance.
Be sure to prevent being cheated.
Although the anti-fraud work is in place now and all walks of life have been promoting it, on the whole, people will not be fooled. However, sometimes liars are smart and use insurance to deceive middle-aged and elderly people. Old people don't understand this truth, they are often cheated and lose their savings for many years. Therefore, we must popularize anti-fraud knowledge for parents. If you want to buy insurance, you'd better find a large insurance company to buy it in the sales department to prevent being cheated.