1, application
Select vehicle models and financial products, and submit loan applications.
Step 2 agree
Loan review and approval, after receiving the application, we will communicate with customers by telephone according to their credit status and information provided, and give approval opinions.
Step 3 sign a contract
Pay the down payment and sign the contract; Register for insurance and mortgage. Signing includes loan contract, mortgage contract, transfer authorization, etc. Pay the down payment, go through the vehicle-related formalities, and assist in the vehicle mortgage registration.
Step 4 pick up the car
Enjoy a car and pay back monthly.
Second, the 4s shop loan to buy a car process
Different 4s stores have different loan policies, so you have to ask yourself.
I paid half of the down payment directly for buying a car, and borrowed the rest with my ID card for the whole morning, without proof of income.
My colleague needs not only a marriage certificate, but also proof of income to get a car loan.
Ps: We bought different brands of cars.
Third, the 4s shop car loan process
Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car, also known as auto mortgage. The borrower must be a resident of the permanent residence where the loan bank is located and have full capacity for civil conduct. S shop car loan process: 1. Book a car first; 2. Go through the loan procedures in the 4S shop: including providing information and signing loan details; 3. Wait for the bank to give the 4S shop loan consent; 4. After obtaining the consent form, the general 4S shop will inform the customer to pay the down payment; 5. The customer picks up the car and boards the card; 6. Mortgage the bank with information after the card is issued; 7. After a few days (usually depending on the audit of the bank), the money will be paid to the 4S store. S shop car loan application materials: 1. The identity certificate, marital status certificate and household registration book of the borrower; 2. Proof of the borrower's occupation and economic income issued by the department recognized by the bank; 3. The car purchase agreement or contract signed with the dealer designated by the bank; 4. Deposit certificate or receipt that the down payment is not less than the down payment; 5. If the property is mortgaged or pledged, a list of mortgaged or pledged property, ownership certificate, consent certificate of the person who has the right to dispose of the property (including the property owner) and mortgage evaluation certificate issued by the competent department shall be provided; 6. Where a third party provides a guarantee, it shall issue a written document of the guarantor's consent to the guarantee, relevant credit certification materials and a certain percentage of the deposit.