1. Personal small mortgage loans are mainly pledged by certificates of deposit, which do not exceed 95% of the denomination of certificates of deposit.
Second, personal housing loans: personal commercial loans; Personal provident fund loans; Personal portfolio loan.
Third, personal car consumption loans.
4. Personal durable consumer goods loans.
Verb (abbreviation of verb) personal consumption loan.
Six, personal micro-credit loans.
Seven, car mortgage.
A credit company refers to a non-bank financial institution established with the approval of relevant laws and regulations of China Banking Regulatory Commission, which provides loan services for working-class and individual industrial and commercial households.
In order to improve the public-oriented financial product system and financial management policies, the state has promoted the rapid development of microfinance industry in China. Compared with traditional banks, these loan companies provide financial support for individuals and individual enterprises. If you have a stable income source and no bad financial credit record, you can apply.