According to official website of Aiqi Tea, Yin Hang Consumer Finance Co., Ltd. refers to Yin Hang Consumer Finance Co., Ltd., which is a platform for providing pure online credit loan products for individual users. The company was established on 20 15 and 12. It is a licensed consumer financial institution approved by China Banking Regulatory Commission, with Hangzhou Bank as the main sponsor and well-known enterprises such as Didi and China Yintai participating. It has a registered capital of 2,566,543.8 million yuan and is headquartered in Hangzhou.