Is Alberta Credit (Hong Kong) Limited a legal institution?

Illegal. The credit company of Alberta Credit (Hong Kong) Co., Ltd. has no direct lending right. Belonging to personal credit, he can only borrow money from the bank. The credit company of Alberta Credit (Hong Kong) Limited is illegal. General credit companies need to register with the industrial and commercial authorities, and then they can carry out credit business with the permission of the State Banking Regulatory Bureau. If they don't pass the credit of the credit group, it is illegal and they can't lend without permission.