"7 14 anti-aircraft gun" refers to those high-interest online loans with a term of 7 days or 14 days, including high beheading interest and overdue fees. Basically, 90% of 7 14 antiaircraft guns take 7 days as the cycle, and the annualized interest rate basically exceeds 1500%. "No credit, no attention to black households" seems convenient and quick, but in fact it hides abnormally high interest rates, and the main target of such loans is young people whose spending power exceeds their income level. After borrowing money for a period of time, troubles such as violent collection immediately come to you, and many people even go bankrupt and live in fear all day long.
Online lending is something that many netizens are facing now. After all, few people are short of money these days. Especially, there are many people who are short of money recently. Many people are worried that they have entered the pit of online loans, but many people are not very clear about which online loans are used for credit reporting.
If you really need to use online loans, you must fully understand the relevant information of online loans before making online loans. Let us have a basic understanding of this online lending platform. Identify whether there is illegal online lending, whether there is a routine, and whether it is usury. In addition, I suggest you know more about your credit situation at any time. You may wish to log on to WeChat to find out and check it out for the whole people. Take a minute to have a quick check. You can get your own big data and credit information when you go in, and the exported data can clearly see your own lending risk, address book risk, reputation score and personal information security. If it is negative, it should be dealt with as soon as possible. Of course, we distinguish which online lending platforms are formal and which are illegal. We can avoid the risk of falling into the online loan pit by choosing to abandon the illegal online loan platform.
When more and more people know how to protect their rights and interests by law, the phenomenon of irregular third-party collection companies collecting money at will die out sooner or later. On the one hand, it is illegal, on the other hand, violent collection is now strictly controlled.