1. Establish an early warning mechanism to prevent and control the security risks of capital flow.
In commercial enterprises, the early warning system of capital flow security risk is a complex activity, which can effectively prevent and control the capital flow security risk. A risk early warning system can be established according to the types of capital flow risks. When capital flow security risks occur, an alarm and early warning will be automatically issued.
2. Formulate the internal control system of funds.
In order to reduce the security risk of capital flow, commercial enterprises must prevent and control the security risk of capital through strict internal control system.
3. Centralized management of funds.
First of all, reasonably determine the amount of financing. Enterprises should reasonably determine the amount of financing according to business needs. Insufficient financing will not be conducive to the smooth progress of production and operation, while excessive financing will lead to the occupation of a large number of funds and the waste of capital resources. Through quantitative prediction and qualitative prediction, we can reasonably judge the financing demand.
Secondly, formulate a reasonable capital structure. Capital structure mainly refers to the proportion and structural relationship of different long-term capital sources of enterprises. Under normal circumstances, debt management can create more value for enterprises, but if there is too much debt, it will lead to financial risks of enterprises. Therefore, enterprises should proceed from reality, reasonably determine the capital structure, control the liabilities within a reasonable range, and prevent the problem of weakening the repayment ability of enterprises due to excessive liabilities.
Finally, strictly supervise large amounts of funds. Enterprises should follow up and supervise the use of large funds in a timely manner in strict accordance with the Regulations on the Supervision of Large Funds. When paying large sums of money, we should carefully check whether the relevant agreements, contracts and approval procedures are complete, and fill in the fund tracking card in time according to the actual situation. From the examination and approval of large funds to the payment of large funds, it is necessary to follow the whole process. If there is any problem of non-payment according to the contract, reasonable measures should be taken to remedy it in time to reduce the probability of dead and bad debts.
4. Do a good job in capital budget management.
Working capital budget is the starting point and basis for improving working capital budget management. Commercial enterprises need to adopt the method of multi-level working capital budget according to actual needs. The management of commercial enterprises is mainly responsible for the preparation of working capital budgets at all levels, and subordinate departments should regularly report the preparation of working capital budgets to higher authorities. By establishing a multi-level working capital budget system, the scientific rationality of working capital budget can be improved.
What are the importance of capital flow safety risk control in commercial enterprises?
1. Improve the capital operation level of enterprises.
The management and control of capital flow security risks by commercial enterprises can provide an important guarantee for the healthy development and capital security of enterprises and promote the long-term development of commercial enterprises. Commercial enterprises' control of capital risk has been integrated into the whole production and operation, and capital operation involves the work links of supply, production and sales. Therefore, in order to control the capital risk, we must fully understand the capital turnover and analyze the capital flow regularly. Be able to keep abreast of the use of capital flow within the enterprise. Commercial enterprises can control the security risk of capital flow, ensure the smooth circulation of funds within the enterprise and improve the capital operation level of commercial enterprises.
2. Improve the level of capital budget.
The management and control of capital flow security risks in commercial enterprises can strictly control the process of capital use. Before the funds are put into use, it is necessary to do a good job in the fund budget, so that the fund managers can fully understand the internal fund management and budget the funds scientifically and reasonably. In the process of using funds, they can analyze and monitor the budget implementation in strict accordance with the capital budget plan. It can be seen that controlling the security risk of capital flow can improve the management level of capital budget.