Needless to say, ICBC and Bank of China are two of the four major banks, but the financial management threshold is a bit high. Most of them require a deposit of six figures, and both the minimum purchase amount and the minimum purchase amount are required. It is not very friendly for a novice like me who has just entered the workplace, and it is more suitable for retirees with deposits or middle-aged people without family burdens.
I have bought both Xing Yin Wealth Management and Everbright Wealth Management. Relatively speaking, Everbright's wealth management products cover a wider range of people, including "Sunshine Gold" and "Sunshine Green" wealth management products for people who want to obtain stable income from low-risk wealth management, wealth management products for people with medium risks and relatively high income, and "Enjoy the Sunshine" wealth management products for the elderly. According to the news, Everbright Financial Management is the first financial subsidiary of a national joint-stock commercial bank to be approved to issue "financial management for the elderly".
In short, I prefer Everbright Financial Management, but I can't put my eggs in the same basket. I suggest you choose more and diversify your investment.
Comment 1: I have read the article on financial management for the elderly. The fund-raising scale of Everbright Finance exceeds10 billion yuan, and its customer base and trust are quite good.