1. The asset management department is only responsible for finding customers, and the funds will be invested by the asset management department in the future.
2. The Asset Management Department has different teams, some are responsible for the bond market, some are responsible for the equity market, and some are responsible for the credit assets or derivatives market. The profit and loss of the asset department and the customer yield of the financial department also change accordingly.
Second, the market positioning is different:
1. The asset management department is responsible for the financial services of our most common "securities business hall" (major banks also have this service). High-end individual customers or corporate customers will come to this department and ask them to manage their own money.
2. Enterprise financial management is the management of asset purchase (investment), financing (financing), operating cash flow (working capital) and profit distribution under a certain overall goal.
Extended data:
The asset management business refers to the behavior that the asset manager operates the clients' assets, provides the clients with securities, funds and other financial products and collects fees according to the methods, conditions, requirements and restrictions agreed in the asset management contract.
Asset management can be defined as the actual process of putting the assets raised by institutional investors into the capital market. Although these two aspects are often intertwined in concept, in fact, from a legal point of view, asset managers may or may not be part of institutional investors.
Therefore, asset management refers to the behavior that the client gives his own assets to the trustee, and the trustee provides financial services for the client. It is a financial institution that invests in the financial market on behalf of customers' assets and obtains investment income for customers.
Another way of asset management is to manage the trustee's property as an asset manager, mainly investing in industry, including but not limited to production enterprises. This kind of management has less risk, lower income and lower investment threshold than the capital market.
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