Nature of small loan company: a limited liability company or joint stock limited company established by natural persons, enterprise legal persons and other social organizations, which does not absorb public deposits and operates small loan business. Microfinance has become a small-scale network loan, which obtains customers and lends money through the Internet.
The sources of funds for microfinance companies are mainly capital paid by shareholders, donated funds and integrated funds from no more than two banking financial institutions. Among them, the balance of integrated funds obtained from banking financial institutions shall not exceed 50% of the net capital.