1, never issue a receipt until you get the money. The reason for this operation must be that the other party doesn't want to save money, and the insurance company is still solving it. After typing the receipt, the money will be accompanied to the other party aboveboard. If the other party just doesn't want to give money first, you can sign a power of attorney and let the insurance company pay separately. Among them, 30,000 will call you, and 22,000 will be paid by the other party. Don't worry.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.