⒈AAA enterprise. The score is above 90 points (inclusive), the asset-liability ratio, interest repayment rate and repayment rate of due creditor's rights are full marks, and the cash flow index score shall not be less than 5 points. If one item does not meet the requirements, it can only be rated as AA.
Two AA-level enterprises. The score is 80 (inclusive) ~ 90 (exclusive), and the asset-liability ratio and interest repayment rate are full marks. The credit repayment rate maturity index score is not less than 10.8, and the cash flow index score is not less than 3. If one item does not meet the requirements, it can only be rated as Grade A at the highest.
3.a-level enterprises. The score is between 70 (inclusive) and 80 (exclusive), the asset-liability ratio index score is not less than 5, the interest repayment rate index score is not less than 8. 1, and the maturity credit repayment rate index score is not less than 9.6.
2. Class B enterprises. Score 60 (inclusive) ~ 70 (exclusive); Or the score is above 70, but it has one of the following circumstances: (1) It belongs to an industry whose development is restricted by the state; The asset-liability ratio score is below 5 points; (3) The interest repayment rate score is below 8. 1; (4) The due credit repayment rate score is below 9.6.
Use "Kaixinbao" app or official website to quickly check the credit rating of enterprises. Qixinbao's information mainly comes from the national enterprise information publicity system, China Court Judgment Document Network and other 100 websites to extract official data. All the data are publicly released by the state on the Internet. Qixinbao provides users with one-stop multi-dimensional enterprise information query such as business, association and dishonesty after unified processing and classification of all kinds of data, which is convenient for users to conduct multi-mode query and multi-option screening, making the query results more accurate and the query contents more detailed.