"Suzhou Ping An Easy Loan" is a new type of mortgage-free loan product launched by China Ping An, and it is a credit guarantee insurance product for ordinary residents in Suzhou to carry out unsecured loan business. As long as it is approved, you can get a small loan (10,000-15,000) issued by China Everbright Bank, without mortgage or guarantee, with simple procedures, flexible term and fast approval.
Suzhou Ping An Easy Loan Main Features:
Micro-loans are 65,438+0,000-65,438+0,500,000, with no mortgage and no guarantee, and the lending speed is fast, 65,438+0-5 working days (depending on the customer's information integrity and professional status). The loan term is divided into 12 and 24 installments (one installment per month).
After China Ping An has passed the audit, customers can apply for loans from China Everbright Bank, and customers do not need to provide other guarantees and collateral!
Automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third party's car or self-purchased car as collateral. The purpose of loan with car as collateral is mainly for quick capital turnover. (Of course, cars depreciate rapidly, and traffic accidents have a high probability of affecting the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage, and the general loan evaluation price is 50-80%. )
Requirements and materials for applying for car loan service for car mortgage:
1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle;
2 proof of long-term residence and work, occupation and economic income in this city;
3. Motor vehicle registration certificate, driving license, additional proof of purchase tax (original) and car purchase invoice;
4. Insurance policies, travel taxes and related tax vouchers for imported vehicles;
5. ID card (temporary residence permit or residence permit provided by non-local account customers within the validity period);
6. Other documents required by the cooperation agency.
Generally speaking, domestic banks do not provide automobile mortgage services, so it is generally necessary to find private professional credit institutions to apply for such services. For example, automobile mortgage service is a short-term microfinance service for small enterprises, individual merchants and entrepreneurs.
"Car loan" is divided into two forms: parking and non-parking. Escort car: Give the car to the company for safekeeping. There is a parking lot dedicated to parking the car, and there is a special person to look after it 24 hours a day. Lights the car regularly to warm up. Don't mortgage the car: customers can choose to just put the formalities in the company, or use the car for their own use, and need to apply for mortgage registration. The loan business is flexible and fast, and the amount can generally reach 70-80% of the assessed amount. Generally, the loan can be released on the same day when the formalities are complete. Mandatory provisions on vehicle mortgage loan: the car under the name of an individual, the full amount, and the car within the service period.