Which companies gamble on car loans but not on car loans?
In addition to loans from banks, there are also many auto mortgage companies in the market, which can borrow money without taking a car, and the procedures are simple and the business model is mature. For example, professional car loan companies such as Ping An Car Loan, Shenzhou Car Flash Loan, Car Loan to Finance and JD.COM Car Loan are also one of the most convenient channels to apply for mortgage loans.
1, automobile to finance
Chedi Finance is a one-stop service platform for long-term cooperation with financial institutions such as Ping An Bank and Ant Financial. Consumers can choose to apply for a mortgage loan on the mobile app, or they can apply for a mortgage loan at the service outlets of Jeju Finance, as long as they provide the information of the Green Paper, and they don't have to take a bus.
2. Safe car loans
If you want to apply for a safe car loan, you need to apply for a mortgage loan from Ping An Bank first. Ping An Bank will have stricter requirements for mortgage loans. The borrower shall meet the following conditions: China citizen aged 65,438+08 but not over 55 years old, with good personal credit information, stable income and repayment ability.
3. JD.COM auto loan.
This is a automobile mortgage method introduced by JD.COM in conjunction with other financial institutions. If consumers want to apply for a mortgage loan, they need to register relevant car information on JD.COM Car Loan app, and then the car loan staff in JD.COM will evaluate the vehicle and finally determine the loan amount.
Which bank can get a car loan instead of a car loan?
Any bank that doesn't mortgage the car can do it, but there are the following conditions: 1. The applicant has the ownership of the local mortgaged car, a stable income, a legal occupation and the repayment ability; 2. Need to provide motor vehicle registration certificate, driving license, additional proof of purchase tax (original) and car purchase invoice; 3. Insurance policies, travel taxes and tax certificates related to imported vehicles are required; 4. Need an ID card (non-local account customers provide temporary residence permits or residence permits within the validity period);
Car mortgage is not a car loan.
There are many ways of car loans, such as personal pure credit loans, which do not require any mortgage, and car mortgage platforms also have non-stop loan schemes to choose from. Borrowers want to use their own vehicles to handle automobile mortgage. Which platform is better without mortgage? Next, let's take a look.
Which platform is better without car loan?
First, which platform is good for not taking car loans?
1, Ping An owner loan
You can apply through Ping An Pocket Bank. You can only apply for a permit if you don't stop. The loan amount is between 500,000 and 500,000. The loan term can be 65,438+02,24,36 installments. The annualized loan interest rate is divided into four grades: 12%, 14%, 16% and 18%.
2. JD.COM auto loan.
Jingdong Finance and cooperative institutions jointly launched, and online appointment can be completed through Jingdong Financial app, and then the staff will take the initiative to contact within 3 working days, and then arrange offline loan business. The maximum loan amount is 750,000, and the longest installment is 48. The loan interest rate is subject to the actual approval of the cooperative institution.
3. CreditEase Car Loan
Under the Yixin Group, you can apply for a car loan in official website through Yixin, fill in your name and mobile phone number, and the customer service will contact you by phone within 24 hours, then submit the information, wait for approval, and handle the mortgage registration. The maximum loan amount is 30,000-1 10,000, and the monthly comprehensive cost starts from 0.79%, which meets the demand for non-car loans. When the money arrives, the car license plate is opened.
4. China Auto Flash Loan
Shenzhou UCAR Group is an old brand in automobile mortgage. Through cooperation with a number of commercial banks, we provide users with convenient and fast non-stop loan services. The vehicle is still owned by the borrower himself, but mortgage registration is required. The maximum loan amount is 300,000, and the loan can be released in two hours at the earliest, with the longest installment of 36, and the lowest interest rate starts from 0.3%.
5. Alipay Auto Finance
The car mortgage provided by Ant Zhixin and cooperative institutions can be applied directly on Alipay platform. After filling in the basic information of the vehicle, including the license plate number, model, date of licensing, mileage, etc. , the estimated amount can be obtained after submission. The amount ranges from 300,000 to 300,000, and the loan installment only supports 12. The loan interest rate and actual amount shall be subject to the approval after the off-line vehicle inspection.
6. Ctrip car loan
It is jointly launched by Ctrip Finance and cooperative institutions to provide mortgage loan services for car users, but it is not necessary to use cars. The car is driven by the borrower as usual, just go through the mortgage registration formalities. The loan amount ranges from 50,000 to 1 10,000. If the procedures are complete, you can lend money as soon as possible, and the minimum loan interest rate starts from 0.02%.
7. Microfinance network
Focus on the Internet financial platform in automobile mortgage. You can get a loan if you have a car, but you don't need a car. You only need to complete the vehicle documents and go through the mortgage registration procedures. The maximum loan amount is 200,000 yuan, and the longest installment is 36 months. The monthly comprehensive loan interest rate is as low as 0.55%. You can apply online and get approval soon.
8. Weizhong Bank Micro Car Loan
Although it is not a car mortgage, it can also provide internet auto finance services, such as consumer loans for car purchase, car use and car maintenance, which can be handled through mobile phone WeChat, without any paper materials, and the fastest loan can be made in 8 seconds and completed in 30 minutes.
Mortgage car loan app
For many car owners, if they lack a lot of money, the car under their name is the best loan product. Although cars are devalued, they are very flexible in the loan market and can be easily used as collateral. What are the mortgage car loan apps? These models are very common!
What are the mortgage car loan apps?
1, Ping 'an car loan
If the borrower wants to make a Ping An car loan, first of all, the borrower needs a vehicle to mortgage Ping An Bank, and the vehicle used for mortgage must be an unsecured vehicle.
Borrowers need to meet these basic conditions: personal credit information has no credit stain; The monthly income is more than twice the monthly payment; The borrower can provide effective bank flow for more than half a year; Having legal and stable working and repayment ability; The age is above 18 years old, but not more than 55 years old.
2. JD.COM auto loan.
JD.COM Car Loan is a automobile mortgage launched by JD Finance in conjunction with other financial institutions. Users need to register the relevant information of the car on JD.COM Car Loan APP, and then the platform will evaluate it, and determine the loan amount according to the evaluated value of the car.
If a borrower wants to apply for a car loan in JD.COM, he/she needs to log in to Jingdong Financial APP first, and then find the column of "car loan". Click "Evaluate Now" and fill in your own vehicle information according to the page requirements. After completing the form, select "Make an appointment now" and fill in your personal information.
3. Ctrip car loan
According to official website news of Ctrip Finance, the minimum daily loan interest rate of Ctrip car loan is converted into monthly interest rate and annual interest rate, which means that users do not need to provide vehicle registration certificate, vehicle driving license and other related materials, nor do they need to mortgage the Green Paper. Green paper can use relevant copies and ID card photos.
I want to make a car mortgage, the kind that doesn't take a car. How can I get a loan?
At present, many banks or lending institutions can handle non-parking loans, but it is best to call in advance to determine the institutions that can handle them. There are many companies doing car mortgage in the market. I suggest you find a bank or a company specializing in automobile mortgage to handle it. It is recommended that Amway cars be used for loans. The company is committed to solving the real needs of customers, without looking at credit reporting, and the procedures are simple. Lending on the same day is very good. Need money badly? Find a safe way! You can get a loan if you have a car!
The handling process in automobile mortgage is not complicated. First, the lending institution will inspect and evaluate the vehicle, then the lending institution will give the loan amount according to the value of the vehicle and the actual situation of the customer, and then the lender will choose the loan product according to its own needs (loan cycle, car parking, etc.). ), and the two parties will sign a formal contract, go through the corresponding procedures, and the lending institution will lend money and manage after the loan. Automobile mortgage is a short-term loan method, which is still relatively mainstream in the market at present, mainly because it is fast and convenient. There are many companies doing car mortgage in the market, but they are mixed, and many of them are not guaranteed. It is suggested that we must find some big brands to be reliable.
If you want to know more about mortgage loans, it is recommended to consult Anmeitu Auto Loan. Anmeitu is headquartered in Shanghai, backed by the strong financial strength of Anmeitu Group, and has direct stores in Shanghai, Chengdu, Xi 'an, Wuhan, Shenzhen, Chongqing, Beijing, Kunming, Guangzhou and Shihezi, Xinjiang. If you have a car, you can borrow it. Professional one-on-one service, reasonable and transparent fees, clearly marked. Relieved and reliable, the mortgaged vehicle is stored in an all-weather safe closed room. You can do it without a car, and you can manage it if you get the money. Generally, loans can be made on the same day. The maximum loan amount is 8- 10%.
There are many ways to borrow money without taking a bus. Which platform is better?
Which platform is better than borrowing money by car?
1, Easy Credit Owner Loan
CreditEase car owner loan is a kind of car owner loan product that does not accept cars and licenses. Automobile mortgage is launched by CreditEase Group for car owners. Total amount 1 10,000, nationwide coverage, instant online approval. You can choose 12/24/36 installment payment. The applicant is a citizen of Chinese mainland, China, aged 65,438+08-60, and I am not registered.
2. Safe car owner loan
Ping An Car Owner Loan is a vehicle mortgage loan service platform under Ping An Bank Group, and it is one of the more reliable car owner loans on the market at present. You can apply with a policy, with a credit limit of 300,000-500,000. Official website offers the lowest annualized rate of 10.8%, and the longest loan period is 3 years.
3. China Auto Flash Loan
Shenzhou car flash loan is a well-known car owner loan. You don't have to take a car to apply for a loan. They are all powerful mortgage car loan platforms. Driving loan is not delayed. The maximum loan amount can reach 90% of the vehicle, and the minimum monthly interest rate is 0.49%. It is usually paid off in three years. After the approval, it will arrive in a few hours.
4. Wanda Pratt & Whitney-Driver Credit Loan
Wanda plaza Group's comprehensive car mortgage service platform is mainly aimed at car loan products of car owners. At present, the credit line is more than 50 thousand yuan. You can choose 12/ 18/24 installment payment. You can apply for a non-operating vehicle that has been in the household for more than one year, and you can verify your driving license and driver's license. Still a good car loan product, you can apply.
5. JD.COM auto loan.
This is also a automobile mortgage way that JD.COM has cooperated with other financial institutions. If a customer wants to apply for a mortgage loan, he/she needs to record the relevant car information on JD.COM Car Loan app, and then the person in charge of JD.COM Car Loan will evaluate the car and finally decide the next payment amount.
The car owner loan service platform mainly includes financial companies invested by banks.
For example, Hubei Consumer Credit, China Bank Transaction and Industrial Bank Transaction are all formal institutions. However, compared with banks, the amount of car owners' loans will be very low, the annual interest rate will be higher, and the annualized rate can reach 1.5-2.0 times. Financial companies like this will have very low requirements for themselves, so it will be easier to get loans.
The company behind Ctrip's car loan is Ctrip Finance, which has a cooperative relationship with the central bank's credit reporting. Lenders apply for loans on Ctrip car loans, and personal credit report will be upgraded within T 1 day. The lowest daily loan interest rate of Ctrip car loan is 0.02%, which translates into a monthly interest rate of 0.24% and an annualized interest rate of 7.2%.
In addition, customers can consider JD.COM auto loan.
JD.COM car loan is different from some car loan service platforms. JD.COM car loan does not require customers to mortgage the car, but only needs customers to provide relevant information such as vehicle registration certificate and motor vehicle driving license, and there is no need to mortgage the green paper. Car green can use relevant copies and ID photos. However, after a customer applies for a loan in JD.COM, there will be some work that needs offline review and verification by the staff. It takes about 1-3 working days from the submission of the application to the next payment.
This concludes the introduction of whether there is a car loan and whether there is a car loan. I wonder if you found the information you need from it?