China Life Insurance Company is a comprehensive financial insurance group. Its main business scope includes life insurance, property insurance, enterprise and occupational annuities, banks, funds, asset management, wealth management, industrial investment, overseas business and other fields. At the same time, it has entered the securities, trust, futures, real estate and other industries through strategic equity participation.
1. What are the insurance types of life insurance companies?
Life insurance companies generally underwrite life insurance, such as term life insurance, whole life insurance, survival insurance, life and death old-age security, old-age insurance, etc. And some life insurance companies also carry out some other businesses. For example, the business scope of China Life Insurance Company covers not only life insurance, but also property insurance, enterprise and occupational annuities, banking, asset management, overseas business and other fields. Therefore, life insurance companies not only provide life insurance sales, but also carry out other related businesses that comply with laws and regulations.
Second, is it reliable to buy life insurance?
Life insurance is suitable for people who bear family financial responsibilities. As the economic pillar of the whole family, there are old people in the world and young people in the world. If the head of a family dies unfortunately, the fate of a family may change, and the meaning of life insurance is to preserve this family responsibility. Buying a life insurance is also a guarantee for the family. The insurance premium paid can be used to make up for the income stagnation caused by death, help families tide over the difficulties and avoid falling into economic difficulties due to income interruption. Therefore, life insurance is suitable for people with mortgage, car loan, parenting responsibility and maintenance responsibility, but it is generally not recommended to configure such insurance for the elderly and children who do not bear the family economic responsibility.
3. Is China Life a regular company?
China Life is a regular company. China Life Insurance, which is called China Life Insurance (Group) Company, is a central financial enterprise, a state-owned super-large financial insurance enterprise and one of the largest institutional investors in China capital market. Its predecessor was China People's Insurance Company, which was established in 1949. Its business scope includes life insurance, property insurance, enterprise and occupational annuities, funds, banks, asset management, overseas business and other fields.