What is the statutory liability reserve of domestic insurance companies at present? Is there a fixed ratio?

According to the Insurance Law, insurance companies will reinvest the remaining funds after deducting part of the guarantee cost from the premiums collected each year (such as large bank deposits, investment in large-scale national infrastructure projects, and a small part of them will be used in the stock, securities and futures markets. ), and the proceeds must be distributed to all insured users, with a fixed proportion of 70%. The specific liability reserve is determined by the size of the insurance company, so it is generally appropriate to choose a large insurance company to buy insurance or even wealth management products. Their advantages are clear dividends, high supervision and good reputation!