What is the formal process of online lending?

1. Registration: After the investor logs into the website of the selected online lending platform, reads and agrees to the service agreement and rules, he fills in the relevant information such as user name as required, and finally clicks the "Free Registration button" to complete the registration.

2. Login account: After registration, click Login on the homepage of online lending platform, enter the registered user name/email address and password, and click Login to enter the homepage of my account.

3. Real-name authentication: Enter the ID number and real name as required (investment can only be made after real-name authentication).

Fourth, improve personal data, apply for VIP, add and modify bank accounts, and withdraw cash for recharge.

Verb (abbreviation for verb) password modification, reset and protection.

Extended data:

First, don't try to borrow money.

2. Interest-free loan: if the interest is not agreed in advance or the agreement is not clear, it is regarded as an interest-free loan; For prepayment, unless otherwise agreed, the interest shall be calculated according to the actual loan term; It is not protected by law to include interest in the principal to calculate compound interest, that is, compound interest (especially when writing IOUs).

Third, try to choose a formal lending institution: apply for a loan through bank channels, apply through mobile banking, or check whether you are qualified to apply.

Four. In case of doubt, choose another place: in case of charging fees and interest in advance, please choose another place, because it is likely to be a trap. Don't disclose your personal information easily without verifying the authenticity of the lender's information.

References:

Baidu encyclopedia-online loan