According to the official website of Xinyou Finance, Xinyou Finance is a legal financial institution with its headquarters in Shanghai, China. It has obtained the financial license issued by the People's Bank of China, and has branches in many provinces and cities. Xinyou Finance has passed a number of regulatory reviews, in line with the relevant regulations and standards of China financial regulatory agencies. As a professional financial information service organization of inclusive credit under Jin Fu, Xinyou Finance is committed to providing professional financial information services of small-scale inclusive credit for small and micro business owners, self-employed individuals and other groups with small business capital needs.