However, according to the banking law, when the enterprise's asset-liability ratio exceeds the proportion stipulated by the industry, it can no longer issue loans.
But when it comes to specific examples, the fraud level of Chinese people is first-class, so the financial statements of enterprises seen by banks are flooded, so there have been many phenomena of long-term insolvency, but they still rely on bank loans to support the operation of enterprises.
Note: There are too many such cases.