What is the financing process of the company?

1. What is the financing process of the company? 1. Meaning: Corporate financing refers to the movement process of financing funds with the company as the main body, which makes the supply and demand of funds between the company and its internal relations change from imbalance to balance. When there is a shortage of funds, we can raise funds with a suitable period and amount at the least cost; When the funds are surplus, they should be put out within a proper time limit with the lowest risk, so as to obtain the maximum income, thus realizing the balance between supply and demand of funds. 2. Application method and handling process Application method: (1), investment and financing behavior involved: direct investment, indirect investment. (2) Investment and financing applications: productive investment and financing applications and unproductive investment and financing applications. (3) Investment and financing application methods: internal investment and financing application, external investment and financing application. (4) Investment and financing contents: investment and financing of fixed assets, intangible assets, current assets, real estate, insurance, trust, etc. Handling process: (1). The investment and financing handling enterprise submits the resolution of the board of directors and the application signed by the chairman to the examination and approval authority. (2), the examination and approval authority after receiving the investment and financing application documents, make a written reply whether or not to agree. (3), the examination and approval authority to review the application for investment and financing. (4) After examination and approval by the examination and approval authority, the investment and financing enterprise shall apply to the administrative department for industry and commerce for registration of change in accordance with the relevant provisions on registration of change. (5) Completion of investment and financing. 2. Notes: 1, loan application (company profile, loan reason, purpose, amount, term, guarantee method, repayment source, etc.). ); 2. A copy of the original valid legal person registration certificate (the original must be checked); 3. A copy of the qualification certificate and ID card of the legal representative. (If authorized, a power of attorney and a copy of the licensee's ID card shall also be issued); 4. Annual financial reports for the first three years at the time of application (including balance sheet, income statement, cash flow statement and notes to accounting statements) and monthly financial statements for the first month before application; And tax returns and VAT invoices; 5. Clients established in accordance with the Company Law (including guarantors, the same below) shall provide articles of association, continuous capital verification report, register of shareholders, resumes of key management personnel, etc. 6. A valid loan card; 7. Proof of loan purpose (such as purchase and sale contract, etc.). ); 8. Joint-stock enterprises shall provide resolutions of the shareholders' meeting or the board of directors (signed in person); 9. The guarantee method is guarantee, and the above information of the guarantor is required; 10. If the guarantee method is mortgage (pledge), the list of mortgaged items, the original certificate of property rights of mortgaged items and the written certificate of the owner's consent to mortgage (pledge) shall be provided. A copy of the application materials provided by the customer shall be stamped with the official seal of the information provider to show its approval.