What conditions do enterprises need to make unsecured loans?

Hello, generally speaking, the conditions for SMEs to apply for unsecured loans are: first, the enterprise has been established for 3 years; 2. The amount invoiced in the past six months needs to be around 6.5438+0.5 million; Third, the applicant's personal loan is not overdue in the past three months, and the corporate debt ratio does not exceed 60 ~ 70%; Fourth, you need to make out invoices (VAT invoices), annual reports for two years, monthly reports for the latest month, and invoices for the last six months. After meeting the above four conditions, you can apply for an unsecured loan.

Finally, when choosing loan products, please try to choose loan products of big brands, with transparent interest and fees, and at the same time ensure the security of your information. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). Its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000.