What transactions can be transferred through the Internet?

Online payment transactions such as Alipay and Tenpay can be transferred and cleared through the network. Because the original intention of the establishment of the network platform is to prevent Internet financial risks, rectify the chaos in the payment market, and optimize the resources of the payment and clearing market. The following is a detailed introduction of network connection transfer clearing.

First, the emergence of network platforms.

In 20 17, 45 domestic financial institutions and companies jointly signed the Agreement on Establishing Networked Clearing Limited Liability Company, and the networking platform began to sprout. Later, 45 companies and financial institutions such as Alipay, Huiyuan Yintong and Tenpay in this agreement initiated the establishment of Networked Clearing Co., Ltd., among which the central bank was the largest shareholder, contributing 700 million yuan, accounting for more than 30% of the shares, followed by Alipay and Tenpay, accounting for about 10% of the shares respectively. Since then, the network platform has been operating.

The second is the construction of a network transfer clearing platform.

The investment of platform shareholders has been completed, and the next step is the construction of Pintai. In 20 17, the platform quickly completed the comprehensive configuration of infrastructure and equipment in three places and six centers, and then it was officially put into operation. At the same time, the business includes five basic functions: agreement payment, commercial entrustment payment, verification payment, gateway payment, payment and other related business functions. Subsequently, the network platform and the error handling platform were launched, and the corresponding error handling rules were issued, which can handle the wrong trading requirements normally. It can be said that the construction and construction of the inter-network transfer and clearing platform has gradually matured with the passage of time.

Third, the result of network connection transfer liquidation.

Since the platform was built and finally put into operation in 20 17, in a short period of one year, the networking platform has been connected to and moved to more than 340 banks and 100 payment institutions, and more than 100 billion transactions have been transferred and settled, with a successful transaction amount of nearly RMB 3 trillion, and the largest transaction processing scale in a single day exceeds 100 billion.