1. Bank Loan is a company registered on the official national platform. It is a registered brand of Beijing Yi Ming Times Technology Service Co., Ltd. and a P2P credit lending service platform based on the Internet.
2. Bank loans have a formal business license. Business license is a certificate issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in certain production and business activities, and its format is uniformly stipulated by the State Administration of Market Supervision.