The company doesn't have a fixed telephone number. You can directly fill in 000-00000 in the fixed telephone number column of the credit card application. Pay attention to the bank phone number during the audit, and the staff may ask to supplement the company phone number, and then you can explain the situation to the staff of the credit card center.
However, it should be noted that the company does not have a fixed telephone, which may give the bank audit department an impression that your work is not very stable, which may affect your comprehensive score, leading to the failure of approval or the low credit line after approval; However, if you can apply, it will generally not affect the activation and use of credit cards.
Credit card review:
After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor. Usually, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.
: credit card
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
How to fill in the phone number of the credit card company? There is no landline.
Hello, 1 Colleague's Phone: If the company doesn't have a formal company phone number or a personal position arrangement phone number, we can fill in the phone number of the company's front desk or the fixed phone number of other departments, but it's best to find familiar departments and colleagues to avoid embarrassment during the audit.
Telephone number of relatives and friends: If we are temporarily unemployed, we can also choose to fill in the fixed telephone number of relatives or friends at home, but we must remember to inform us in advance.
3 No landline number: generally, you need to fill in the company phone number truthfully. If not, you can leave it blank. If you need to fill in, you can fill in 000-00000 or area code mobile phone number, indicating that there is no company landline number. You can explain the situation to the staff of the credit card center then. Some banks have strict audits and may need additional company phone numbers to prove that cardholders have stable jobs.
It is best not to fill in or fabricate the telephone number of the company, in case the bank can't dial or find this person in the telephone audit. If you fill it in indiscriminately, the credit card approval will fail. Moreover, once the applicant does it in the company's telephone column, it is likely to be recorded by the bank, causing personal credit damage. Not only did the application fail, but the credit card application also failed again.
: 1. What is a credit card?
Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when using credit cards, but pay back on the settlement date. Except that some credit cards are combined with financial cards, general credit cards are different from debit cards and withdrawal cards. Credit cards do not directly debit the user's account.
Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units for shopping, consumption and cash deposit and withdrawal in banks. It is a form of card with name, expiration date, number and cardholder's name printed on the front, and magnetic stripe and signature strip printed on the back.
Real credit cards have the following characteristics: cash deposits are not encouraged, consumption is followed by repayment, interest-free repayment period is enjoyed, repayment can be made in installments (minimum repayment amount), and international credit card organizations such as visa and master are increased for global use.
How to fill in the phone number of the credit card company
If there is no unit, freelancers can fill in 000-00000 directly, and the bank will call you to ask about the situation during the audit, and then you can explain it to the bank staff. Other assets can be provided to prove that the cardholder has economic ability, so as to improve the audit pass rate.
Fill in the phone number when applying for a credit card. If there is a unit, you can fill it in truthfully. The bank will verify the situation by telephone to prove the cardholder's work experience and income certificate. Having a regular job and a stable income will improve the pass rate of credit cards.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
application for insurance
apply for
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph. [9]
check
After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.
Usually, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.
hairpin
After the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for shopping, consumption and settlement after cash withdrawal.
Activate bank card
Because the credit card application is approved by post, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.
After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.
How to fill in the phone number of the credit card company?
Question 1: How to fill in the company phone number when applying for a credit card? Will they fit? Just write the company phone number. If not, fill in some that can pass, but not all of them are verified by telephone. The chances are slim.
Question 2: What is the company telephone format to fill in when applying for a credit card? For example: 0 10-82873256.
Question 3: How to fill in the telephone format of the credit card company? Unit XX, XX Road, XX District, XX City, XX Province.
2. Area code administrative office telephone (preferably convenient to answer the phone during the day)
3. Area code landline number
Some banks only use the company phone number and the house phone number for reference, but some banks will definitely dial the number, so it is best to ensure the accuracy of the number.
Question 4: Which phone number should I fill in when applying for a credit card? Hello, I just saw your question. Here's the thing. You don't have to leave a registered number to leave a company fixed phone number, but it can be an office phone number. It doesn't matter if you can't find it online. The main thing is whether it can be received. If you can receive and answer their questions, you can pass the credit check. If you don't get a call or a colleague says you are not in, the customer service may call your mobile phone or the reserved number of your relatives and friends. If I can't find you, you won't make it. As long as you can find it, there is no problem, and if you use a card to handle a card, for example, if you use a bank's credit card to handle a bank's credit card, then Bank B can't find the location you wrote when you handled a card at Bank A. Unless you have a bad record, you will definitely see it, otherwise they will not see other information, and the credit limit can't be lower than your A card. The same is true for using a card, and it is not lower than the original credit limit, unless there is a bad record before or the number of previous card uses is less than 6 times.
Question 5: Why does the card application always show that the company phone format is correct? How to fill in the mistakes? Have you applied for a credit card on the credit card website of CCB? I just tried. Just fill in your phone number. I cut a picture for you. Just fill in the area code first, and then fill in the phone number of the company phone, so that it will not be displayed in the wrong format.
Question 6: How to fill in the postal code of ICBC credit card information unit? Just fill in the zip code according to the location of the unit.
Credit card application postal code is used to send credit cards;
The specific zip code can be queried online or at the local post office.
Postal code:
Postal code is a special code composed of numbers, which represents the post office that delivers mail and is also the communication code between residents and units within the delivery range of this bureau;
Postal code is a special code for postal communication to realize mail sorting, and it is a necessary tool to realize postal modernization. The ultimate goal is to improve the speed and accuracy of your letters in the delivery process, so be sure to indicate the postal code when handing in letters and parcels;
In order to realize the automation of mail sorting and the digitalization of postal network, and speed up mail delivery, more than 40 countries in the world have successively implemented postal coding system, which is regarded as one of the standards to measure the communication technology and postal service level of a country.
Postal coding rules in different countries are not uniform.
Question 7: What do you do for the credit card company by phone? You can leave the phone number of any company. As long as I know you, I can say hello first and wait for the bank to call back to confirm that you are an employee of the company.
Question 8: Can I fill in the telephone number of the company when applying for a credit card by telephone at 400? You can't fill in the company's phone number when you apply for a credit card by phone.
Question 9: What is the correct address of the company that applies for a credit card by mobile phone? It is the specific address of your work unit, such as the building number. Provincial, municipal and county roads.
Question 10: I need to apply for a credit card. How can I fill in the telephone area code of the company? Do you need an extension agent?
How to fill in the phone number of the credit card company
1. Banks are required to fill in the landline phone number when applying for a credit card. This is to ensure the stability of the applicant's life and work. If the company doesn't have a fixed telephone, the bank will think that your work is not very stable during the audit, which may affect your personal comprehensive score, leading to the failure of approval or the low credit line after the audit.
2. And filling in the fixed telephone number is also convenient for the bank to pay a return visit during the credit card review. If you don't fill it in, the card rate will be greatly reduced.
3, because most people will choose to fill in the company phone number in the fixed phone column when filling out the application form. So some friends don't know how to solve this situation because their company doesn't have a landline. In fact, if you are still using your home landline, you can also fill in your home landline number. If you don't use the landline at home, you can also fill in the phone numbers of your familiar relatives and friends.
4. Filling in the fixed telephone number with a credit card can facilitate the bank's audit and return visit. It can be said that filling in the fixed telephone number may not succeed in getting the card, but it can be said that it is very likely that it will not pass the examination. Therefore, those friends who don't have a landline in the company but want to apply for a card can fill in the landline number of their home or relatives and friends.