At present, the speculation on the reasons for the decline of Huangjia in the market mainly focuses on two versions:
1. The capital chain is broken-Jinjia Company cannot defraud more new funds to return the huge interest and principal due at the next level.
2. Customer run-the joint presence of inspection teams leads to slow withdrawal of funds, and customers listen to rumors and demand centralized withdrawal of funds, leading to a run.
At present, it is meaningless to distinguish the authenticity of the above two versions, and the final answer is given by the functional departments of their respective governments.