An insurance agent refers to a unit or individual that handles insurance business on behalf of the insurer within the scope authorized by the insurer and collects agency fees from the insurer according to law. In the modern insurance market, insurance agents have become one of the main forms and ways for insurance companies all over the world to develop insurance business. Insurance agents are divided into professional agents, part-time agents and individual agents. Among them, professional insurance agents refer to insurance agencies specializing in insurance agency business. Under different circumstances, the responsibilities that the guarantor needs to bear are: civil liability, civil joint liability, guarantee (guarantee) liability and compensation liability.
Tips: The above instructions are for reference only and do not make any suggestions. If you need to solve specific problems, especially in the legal field, I suggest you consult professionals in related fields in detail.
Reply time: 202 1- 12-09. Please refer to the latest business changes announced by Ping An Bank in official website.