1. financial ratio analysis: financial ratio is an important indicator to measure the financial situation of a company. Common financial ratios include current ratio, quick ratio, debt ratio, operating profit rate and net profit rate. By analyzing these data, we can identify the potential bankruptcy risks.
2. Multiple regression analysis: Using multiple regression analysis method, multiple financial indicators can be combined to establish a prediction model, and then the bankruptcy risk of the company can be predicted. The standard multiple regression model needs to select appropriate explanatory variables and model assumptions to predict, and the model needs to be tested and verified.
3. Artificial intelligence algorithm: Using artificial intelligence algorithm can extract effective information from a large number of financial data, thus judging the bankruptcy risk of the company. Common artificial intelligence algorithms include neural network, decision tree, random forest and so on.
The above are some commonly used methods, but it should be noted that predicting bankruptcy risk is a complex task, which needs to fully consider many factors, including industry trends, market changes, policies and regulations, etc.