Since I registered with 360 Finance, my personal information has been betrayed by 360. Every day, I get dozens of phone calls for loans. Attention, who uses who?
Second, is it reliable to borrow money on the 360 wealth management network?
360 financial online loan is reliable:
The platform is real, but the pass rate is not high. 360 Finance is a comprehensive Internet financial service group under Qihoo 360. As a well-known Internet security company in China, Qihoo 360 has more than 500 million PC users and more than 700 million mobile phone users. So it is very reliable.
360 Finance:
1.360 Finance is a comprehensive Internet financial service group under Qihoo 360. As a well-known Internet security company in China, Qihoo 360 has more than 500 million PC users and more than 700 million mobile phone users. Relying on the advanced Internet security technology of 360 Group, 360 Finance is committed to becoming one of the leaders of personal financial services in China with the mission of "providing safe financial services for the public".
2.360 Finance is an absolutely controlled subsidiary of 360 Group, with independent accounting and independent operation. Cooperate and exchange resources with other affiliated companies of the group, and enjoy the advantages of data, traffic, users, brands and other resources.
Third, is the 360 loan reliable? Is the 360 loan true and reliable?
Is the 360 loan reliable? Is the 360 loan true and reliable?
360 Loan is a loan product launched by 360 Finance. At present, 360 loans mainly include three loan products: 360 IOUs, 360 installments and 360 small and micro loans. Users can apply for different types of loans according to their different needs.
Speaking of loans, users are naturally very concerned about the reliability of the platform, so is the 360 loan reliable?
360 Finance, like Xiaoman Finance, is a financial platform owned by large enterprises, except that 360 Finance belongs to 360 and Xiaoman Finance belongs to Baidu.
Therefore, 360 finance is still relatively reliable from the background. After all, a strong background can naturally improve users' trust in 360 loans.
From the perspective of loan products, the fees and product designs of the three loan products under 360 Finance are within the scope stipulated by the state, so on the whole, 360 loans are still relatively reliable loans.
Although the 360 loan background is good and all aspects are in line with the regulations, users still need to know clearly when applying for loans to avoid applying for loans with unreasonable fees.
In case of unreasonable charges, users can also report directly to the CBRC to safeguard their reasonable rights and interests.
The three loan products with 360 financing term are different. 360 IOUs are mainly used to provide users with credit loans, similar to loans from Baidu Money and Alipay.
Users can apply for a credit loan of up to 300,000 yuan in 360 IOUs according to their credit situation, and the loan interest rate is charged by the day, generally around 0.05%.
360 small and micro loans are loan products provided by 360 Finance for small and micro enterprises. Generally, loans are mainly provided for enterprise legal persons. E-commerce sellers can also apply for 360 small and micro loans with a maximum loan amount of 200,000 yuan. Users can apply for loans without providing mortgage guarantee.
360 staging is a consumer staging product launched by 360 Finance. Users can shop in installments directly in the 360 installment app, or they can enter the 360 mall for installment shopping in the 360 loan.
4.360 Is the financial loan true?
Really, an average of 3 articles a day, send messages! I'm so angry about all kinds of loans! Regret registering information in 360 finance.