1, the cost of online financial management is relatively low, because you don't need to rent storefronts and clerks, so you can save a lot of operating costs. Offline costs are relatively high, such as rent and employee salaries.
2. The stability of offline financial management is better than online financial management, because the technology and qualifications of online financial management platforms are not perfect, and some online platforms even have problems with credit reporting. This needs attention.
3. Risk. Although the online platform is open and transparent, it can realize face-to-face explanation and service offline, which is a plus item for customers. But as long as you choose carefully, the risks are similar.
From the perspective of development prospect, online development is unprecedented, because it faces a broader market. Offline wealth management companies can only be concentrated in a certain area.
The above is an introduction to the difference between online financial management and offline financial management. You can refer to it if necessary. With the progress of mass financial management, online financial management will become a new trend, but it will not completely replace offline financial management, because many customers still believe in products that they have seen with their own eyes and heard with their own ears.