When there is a specific business between an individual and the company, such as shareholders borrowing money or investing in the company, it is effective to transfer money from the personal account of the company's shareholders to the company account. In addition, if individuals and companies have sales business, they can also transfer money from personal accounts to company accounts. In the process of operation, there is actually no provision for personal transfer to public account, and only the transfer from public account to personal account will be restricted.
There are three ways to transfer money from personal account to company account:
1. Counter transfer: users need to transfer money through bank service personnel, but they must bring their personal ID card and bank card to the bank service desk for processing;
2. Self-service transfer: users can use their bank cards to transfer money at the bank ATM;
3. Online banking transfer: after logging in to online banking, select "Remittance to Corporate Account" and make the transfer according to the system prompt. Online banking transfer is suitable for all enterprises and individuals, but online banking needs to be opened early. Online banking generally arrives immediately, which is convenient and flexible to operate.
To sum up, if there is no tax risk in normal business dealings, such as personal investment funds transferred to the company's legal person account, this is paid-in capital, and stamp duty is enough, so there is no risk; If it is a personal loan to the company's production and operation turnover, sign a loan agreement, then transfer the money to the company account, include it in other payables, and repay it when it is due. If the private account transfers money to the company, the company will confirm the income and calculate and pay their respective taxes and fees.
Legal basis:
Article 270 of the Criminal Law of People's Republic of China (PRC)
In the crime of embezzlement, those who keep others' property illegally and refuse to return it in a large amount shall be sentenced to fixed-term imprisonment of not more than two years, criminal detention or fine; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than two years but not more than five years and shall also be fined.
Whoever illegally takes forgetting things and buried objects of others for himself and refuses to hand them over in a large amount shall be punished in accordance with the provisions of the preceding paragraph.
This crime can only be dealt with if it is spoken.
Article 27 1
Crime of embezzlement: Staff members of companies, enterprises or other units who take advantage of their positions and illegally take the property of their own units for themselves, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be fined; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment and fined.
Crime of Corruption Personnel engaged in public service in state-owned companies, enterprises or other state-owned units and personnel engaged in public service in non-state-owned companies, enterprises or other units appointed by state-owned companies, enterprises or other state-owned units who commit the acts mentioned in the preceding paragraph shall be convicted and punished in accordance with the provisions of Articles 382 and 383 of this Law.