What will happen if Huitong Leasing Company is overdue for three days?

This is just a car rental company. If you buy a car with a loan, you need to look at the platform of the loan. Now the loan platform will basically connect with credit information, which will affect your personal credit information. As long as you borrow money through formal channels. Overdue will affect the credit information. If the vehicle is obtained through loan, it may be towed away by the platform after overdue, so try not to be overdue. If it is overdue for three days, the relevant staff will collect it by SMS, telephone and other means, which will have a certain impact on my daily life. However, timely repayment and explaining the reasons to the staff will reduce the impact of overdue. If you don't plan to repay, it will have the following effects:

First, bear high overdue fees. For overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.

Second, it was accepted by the platform. Just a few days overdue, the platform customer service will warmly remind you that if it is overdue, please repay it on time; If it is overdue for a long time, the platform customer service will seriously warn that the threat of overdue will face serious consequences; If it is overdue for a long time, the platform will no longer be convincing, and it will have a certain impact on your real life through your personal information.

Third, facing the crisis of national trust. Now online lending platforms have established a blacklist system, and blacklist platforms have begun to communicate with each other. Borrowing on one platform is overdue, and it is very difficult to borrow on other platforms. In addition, the online lending platform will publicize the blacklist through its own online channels such as WeChat and Weibo, and even on the big screens of railway stations and airports, so that people all over the country can know.

Fourth, the borrower's credit will be tarnished. If the online loan platform fails to repay the loan within the time limit, it will be recorded in the credit information system of the People's Bank of China like bank loans and credit cards, resulting in credit stains. If the previous consequences are only humiliation, then the stain on credit information will affect real life. If you want to buy a house, you can't get a loan, and if you want to buy a car, you can't get a mortgage.

If it is serious, the borrower will be brought to court. After the loan is overdue for a long time or deliberately not repaid, after the amount exceeds 2000, it can already constitute a fraud crime and is in danger of being sued by the online lending platform. Once the court decides that the online lending platform wins the case, the borrower not only has to pay the money that needs to be repaid, but also pays the litigation costs and huge fines of both parties, and even faces jail time.