There is no risk. Personal credit investigation is a personal credit certificate issued by the People's Bank of China, including personal loan repayment records, credit card consumption repayment records, capital guarantee, personal home address, marital status and other information.
Enterprises want personal credit certificates, mainly because they want to know personal credit records, whether there are bad records such as large loans and defaults, which have no influence on personal credit records.
Second, state-owned enterprises have large employment loans.
There are large-scale loans for state-owned enterprises to join companies. However, the amount depends on your personal qualifications. If there is a social security accumulation fund, the maximum loan can be 10 to 500,000. State-owned enterprises refer to wholly state-owned enterprises, wholly state-owned companies and state-owned capital holding companies that the State Council and local people's governments perform the responsibilities of investors on behalf of the country respectively, including enterprises at the same level and enterprises formed by investment step by step under the supervision of central and local state-owned assets supervision and administration institutions and other departments. State-owned enterprises have ownership or control over their capital, and the will and interests of the government determine the behavior of state-owned enterprises. State-owned enterprises are the backbone of national economic development and the pillar of Socialism with Chinese characteristics. As an organizational form of production and operation, state-owned enterprises have both commercial and public welfare characteristics. Their commerciality is reflected in the pursuit of maintaining and increasing the value of state-owned assets, and public welfare is reflected in the fact that state-owned enterprises are usually set up to achieve the goal of national economic regulation and control and play a role in coordinating the development of all aspects of the national economy. According to the authority of state-owned assets management, state-owned enterprises are divided into central enterprises (state-owned enterprises supervised and managed by the central government) and local enterprises (state-owned enterprises supervised and managed by local governments). Individual central enterprises have a special responsibility in the process of national social and economic development, which belongs to the direct management of the State Council, and these central enterprises belong to the ministerial level.
3. Which banks can apply for a loan of 300,000-500,000? I work in a state-owned enterprise.
can