The securities account is the identity account of the securities company where you open an account; The fund account is the transaction identification number assigned to you by the securities company where you open an account; Ordinary bank cards can use third-party depository banks. It doesn't matter if you open online banking. Bank-securities transfer is different from online banking. Agricultural Bank of China, Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Bank of Communications, Shenzhen Development Bank, Shenzhen Ping An Bank, China Merchants Bank, Huaxia Bank, Industrial Bank, China Everbright Bank, China CITIC Bank, China Minsheng Bank, Guangdong Development Bank, Shanghai Bank, bank of tianjin and Shanghai Pudong Development Bank.