Opening an account refers to the abbreviation of customer opening an account in a bank. Enterprises, institutions and institutions in China must meet one of the following two conditions when opening relevant accounts in banks:
(1) An enterprise unit that implements independent economic accounting or an independent budget accounting unit that prepares financial budget and final accounts.
(2) Having the approval of the superior competent department or the business license issued by the administrative department for industry and commerce. When applying for opening an account, a unit must submit an application for opening an account, a certificate approved by the relevant department (collectively owned enterprises must also submit a license or certificate issued by the administrative department for industry and commerce), and a seal card stamped with the official seal of the unit or the official seal of the accounting department and the name of the person in charge. With the approval of the bank, it will open the relevant account, register the account opening and closing register, compile account numbers, sell various settlement vouchers and handle the deposit and withdrawal of funds. When an individual opens a savings account in a bank, it shall be handled in accordance with the Regulations on Savings Deposits.
Account opening process: namely, the behavior of investors to open securities accounts and capital accounts.
Individual investor: if I go in person, I will provide my ID card, original securities account card and their copies; If it is an agent, it is also necessary to sign a power of attorney with the client at the same time, and provide the original and copy of the agent's ID card.
The securities account is equivalent to the investor's securities passbook, which is used to record the types and quantities of securities held by investors. Any natural person or legal person who meets the statutory requirements can fill in the application form for securities account at the securities registration institution with valid documents, and can receive the securities account card after examination. Capital account is a special capital account opened by investors in securities companies, which is used to store the funds needed by investors to buy stocks and the proceeds from selling stocks. Investors who have opened securities accounts can hold securities accounts, bank passbooks and ID cards to open capital accounts in selected securities companies.
Free stock account opening, banks that can handle tripartite depository are: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Agricultural Bank, Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank, China Guangfa Bank, Shenzhen Development Bank, Minsheng Bank, Industrial Bank, China Everbright Bank and Huaxia Bank.
After understanding the risks, we should also pay attention to the fact that there is no guarantee for investors to open securities accounts and capital accounts.
Not all foreign exchange companies can choose, and not all investments can be profitable. So it is very important to prepare or get started. It is very important for beginners to teach themselves.