Does the second-hand housing transaction require the guarantee company to accept the bank card?

No need. Second-hand housing transactions need a guarantee company to guarantee, just pay the corresponding fees to the guarantee company. Bank cards are your personal property and cannot be mortgaged at will. Therefore, second-hand housing transactions do not accept bank cards and need guarantee companies. A guarantee company guarantees the borrower's credit. When the borrower fails to repay the loan within the time limit, the guarantee company will repay the loan as scheduled.