What is the treatment and future of the guarantee company? Are a large number of guarantee companies emerging in cities privately operated at will? What do clerks in guarantee companies do?

Guarantee companies are generally between banks and bank loan customers, providing additional guarantees for banks. When doing business with loan customers, banks often do not recognize the collateral provided by loan customers, or think that the qualifications of customers are not enough to obtain loans. Therefore, they ask customers to increase the guarantee of the guarantee company, so as to issue loans for them. By virtue of its professional advantages and understanding of customers, guarantee companies provide guarantees for customers under the premise of bearing certain default risks, and their main income is to obtain guarantee fees.

Guarantee companies are operated by individuals and by the state. Generally, small guarantee companies are run by individuals, but the requirements for running guarantee companies are relatively high. I remember that the minimum registered capital is 50 million yuan or 1 100 million yuan, which should still be quite strong.

Clerks should be drafting documents, making guarantee contracts, writing other materials or doing some chores. The salary is average, and it won't be much better. To go to a guarantee company, you still have to do business, deal with banks more and get in touch with the guarantee business more, so as to make more money.