Extended data:
1. According to the requirements of the bank, the guarantee company will require the borrower to issue relevant qualification certificates for audit, and finally submit the audited materials to the bank. After the bank rechecks the loan, the guarantee company charges the corresponding service fee. In terms of examination and approval, the financing guarantee institution is a franchise institution. It can only be registered and established in the relevant industrial and commercial departments after obtaining the pre-approval permission from the local regulatory authorities and the Business License of the Financing Guarantee Institution. However, non-financing guarantee institutions have not implemented access management, and their registration has no pre-approval requirements and does not hold a business license. As long as it meets the relevant regulations, it can be established directly in industrial and commercial registration or other registration. Financing guarantee institutions are licensed institutions, and non-financing guarantee institutions are non-licensed institutions.
Two, approved by the regulatory authorities, financing guarantee companies can operate some or all of the following financing guarantee business:
1, loan guarantee. 2. Bill acceptance guarantee. 3. Trade financing guarantee. 4. Project financing guarantee. 5. Letter of credit guarantee. 6. Other financing guarantee business.
3. With the approval of the regulatory authorities, a financing guarantee company may concurrently engage in some or all of the following businesses: 1. Litigation preservation guarantee. 2. Other performance guarantee services, such as bid guarantee, advance payment guarantee, project performance guarantee and final payment guarantee. 3. Intermediary services such as financing consultation and financial consultancy related to guarantee business. 4. Invest with your own funds. 5. Other businesses specified by the regulatory authorities.
4. A financing guarantee company may provide re-guarantee for the guarantee liability of other financing guarantee companies and handle the bond issuance guarantee business, but it shall meet the following conditions at the same time: 1. There is no record of bad violation of laws and regulations in the past two years. 2. Other prudential conditions stipulated by the regulatory authorities. Among them, the financing guarantee company engaged in the re-guarantee business shall not only meet the above conditions, but also have a registered capital of not less than RMB 654.38 billion and have been in business for more than two years.