Can affiliated companies open accounts independently and be responsible for their own passwords and shields?

You can't.

Independent accounts opened by affiliated companies are managed and controlled by the company's financial department or relevant authorized personnel. Passwords and passwords are important protection measures for account security, and should be kept by personnel specially responsible for account management. For security reasons, passwords and shields should not be held by individuals. The U shield of the enterprise account is kept by the cashier, who is responsible for the cash withdrawal and payment of the enterprise to ensure the safety and accuracy of the payment behavior. The password of Youdun can be mastered by other personnel in the financial department to realize the division of labor and security of account management. These measures are helpful to prevent potential risks and improve the security of enterprise payment.