How about No.3 Baixin Zhi Hui Village?
1. Is No.3 Baixin Wisdom Village safe?
According to the official introduction, No.3 Baixin Zhihui Village is a deposit product in baixin bank. Baixin bank is an Internet bank, and its shareholders are Baidu and China CITIC Bank. It has a formal banking license and is strictly supervised by the China Banking and Insurance Regulatory Commission.
Judging from the platform background and product nature, Zhihui Village No.3 is more reliable, and this deposit product promises to protect capital and interest. Moreover, No.3 Baixin Zhihui Village strictly implements the deposit insurance regulations, and the insurance company will pay 100% for the loss of deposits below 500,000 yuan.
2. What is the expected income of Baixin Wisdom Village No.3?
Baixin Zhihui deposit supports simultaneous deposit and withdrawal, with interest paid on the same day and withdrawal on the same day. It can be said that its liquidity is similar to that of demand deposits, but its expected return is much higher.
The same kind of deposits with the highest expected income in the market only have the annualized expected income of baby wealth management less than 3%, so as a current product, the expected income of Baixin Zhihuicun No.3 is still quite good.
Generally speaking, the interest rate of No.3 in Baixin Zhihui Village has been lowered, and baixin bank has also started to restrict purchases. However, considering the current market situation, the investment cost performance of this product is still quite high, and interested parties can consider it appropriately. Warm reminder, financial management is risky and investment needs to be cautious.