The rural commercial bank has a personal student loan of 50,000 yuan, the minimum loan amount that can be applied for is 50,000 yuan, and the maximum loan amount cannot exceed150,000. The credit line of personal loan is not allowed to exceed 654.38+00,000, and the applied loan line cannot exceed 654.38+00% of the borrower's family net assets. If there is a guarantor to apply for a secured loan, the maximum amount that can be applied for is no more than 6,543,800 yuan+0.5 million yuan.
Generally speaking, the amount of personal loans that rural commercial banks can apply for depends on the applicant's application type. Different applicants can apply for different loan quotas.
It should be noted that after the lender accepts the borrower's application, the bank will investigate the borrower's credit rating and the legality, safety and profitability of the loan.