1. Never appointed directors;
2 official seal, stock certificate and other documents required by law have been completed;
3. Never started business, so the buyer only needs to provide the required documents and can use them immediately without worrying about hidden risks.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. From the perspective of banking business, on the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Banks act as intermediaries between lenders and borrowers.
Therefore, banks should not be regarded as shell companies.