In order to quickly implement the spirit of the provincial and state governments' economic work conference and support the development of local real estate economy, ICBC implemented the interest rate of the first home mortgage of 3.9% from June 24, 2022, and the effective time was only two months. Up to now, it is 65438+February 3 1 in 2022 and 1 in 2023.
Mortgages are usually secured by the purchase of houses. According to the source of loan funds, it is divided into provident fund loans and commercial loans. According to the repayment method, it can be divided into two types: equal principal and interest repayment method and average capital repayment method.
The data are for reference only.