Enjoy life extension is a new old-age annuity insurance product launched by Jianxin Life Insurance, which claims to guarantee 20/30 years of annuity. So what is the insurance protection of this Jianxin exclusive pension annuity? Is it worth buying?
Senior sister put on Jianxin's protection map to enjoy the extension of pension annuity insurance:
Before the text begins, you can learn how to avoid stepping on the pit when buying annuity insurance: "Learn this trick and stay away from the 99% pit of annuity insurance."
Jianxin exclusive endowment insurance is a very common annuity insurance, which provides two kinds of protection: endowment insurance and death insurance.
Next, let's take a look at the advantages and disadvantages of Jianxin's extended pension insurance.
Advantages:
Jianxin enjoys the extended pension annuity insurance with a wider insurance age.
The age range allowed by Jianxin to extend the pension annuity insurance is 30 days -75 years old, which can be bought for children at home or insured for the elderly. Insurance coverage is very large, and different groups of people can meet it.
Disadvantages:
1. Jianxin enjoys extended pension insurance protection, with little content.
The relatively simple coverage is a shortcoming of Jianxin's extended pension annuity insurance, which only provides annuity collection and death protection. Moreover, after receiving the annuity protection, the insurance company does not assume the responsibility of death protection. This setting is a bit pitted. It seems that there can only be one of the two protections.
2. Jianxin enjoys extended pension annuity insurance without universal account.
Many annuity insurances have their own universal accounts, in which the received annuities can be deposited for interest. However, it is a pity that this universal account Jianxin enjoys the extended pension annuity insurance.
In addition, the overall income of Jianxin's exclusive extension of pension annuity insurance is also very general. How much is the interest? Poke this: "Buy Jianxin and enjoy lifelong pension insurance? Then don't be dumbfounded.
Generally speaking, the protection content of Jianxin's extended pension annuity insurance is still relatively general. I want to buy annuity insurance for the elderly, but your senior sister doesn't recommend it. If you want a good annuity insurance product, I suggest you take a look at this product list: "Annuity insurance ▏ What kind of annuity insurance is cost-effective? Don't miss this 10 model! 》
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